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Rates

Current Rates
Type APR*
New & Used Vehicles 5.99%
Recreational Vehicles 9.75%
Motorcycles 9.75%
Miscellaneous Collateral 10.00%
Personal Loans / Credit Card 12.99%
Mortgage Loans 7.00%

Call us at 251-316-0000 for more information for rates and terms.

*APR=Annual Percentage Rate.
*APY=Annual Percentage Yield.
All Rates are "as low as" and subject to change without notice.

Call today for current rates and terms.  Rates and term are subject to normal credit policies and age of collateral, miles, value. Your rate may vary from the above rate and will be determined after a review of your credit history. 

Dividend Rates/Yields
Share Accounts Anticipated 4th QTR APY
$100-$5000 0.30%
$5,001-$20,000 0.30%
$20,001-%50,000 0.30%
$50,001-Over 0.30%
IRA Share Accounts 0.425%
Share Draft Accounts 0.025%
Club Accounts 0.30%

Dividends are calculated on the average daily balance and posted to member's account quarterly.

Dividends are delcared quarterly by the Board of directors and may change from the above.

Share and IRA Certificates of Deposit
Term APY*
6 Months 4.100%
12 Months 4.060%
18 Months 3.803%
24 Months 3.598%
36 Months 3.495%
48 Months 3.444%
60 Months 3.750%

*APR=Annual Percentage Rate.
*APY=Annual Percentage Yield.
All Rates are "as low as" and subject to change without notice.

*  $1,000.00 Minimum on all CD’s

* 6 Months IRA CD is not available

* CD’s pay interest Quarterly, Unless the account pays Monthly interest checks.

* At Management discretion, matching of competitors rates are possible for current members.

*Call for periodic CD Specials*


Accounts are insured by NCUSIF up to maximum allowed by law. If funds are drawn out early a penalty may be imposed on the principal balance. Call today for current rates and terms.