You do not always have to use your savings when you need funds for a short term. Consider the Azalea City Credit Union Share Secured Loan. This loan allows you to borrow money by using your share (savings) account as collateral.

Share (Savings) Secured features and terms:

• Funds in your share or CD account are held to secure the loan
• As payments are made, the funds held in Share (Savings) account are released
• You continue to earn dividends on your share account during the term of the loan
• Flexible Terms are available at a fixed rate that best suits your needs