Azalea City Credit Union offers a variety of savings programs to meet your needs. We offer attractive dividend rates as well as a safe and secure place to invest your hard-earned money. In addition, your regular savings accounts are federally insured for up to $250,000, and your IRAs are also federally insured for an additional amount of up to $250,000 through the National Credit Union Administration (NCUA).
This is the account that will play an important role in your everyday life. Azalea City Credit Union offers a variety of features and benefits from which to choose that will allow us to meet your financial needs.
Regular Share Savings
Whether you open a personal or business account, our share savings account will establish your relationship with Azalea City Credit Union and is a great way to save for the future. Open the account with the required minimum deposit and you will have membership and shared ownership in Azalea City Credit Union. This share savings account earns dividends at a competitive rate.
Club Accounts (Christmas & Vacation Savings)
Whether you would like to save for the holiday season or take a special trip, we have club accounts that will meet your specific needs. The club account offers a way to save for that special occasion and earn dividends as well.
IRAs
This account offers peace of mind when building savings for your future. We offer a traditional IRA as well as a Roth IRA. This account will allow for making deposits – through direct deposit/payroll deduction, as well as rollovers and transfers from qualified retirement plans. Your IRA with Azalea City Credit Union is insured separately from your other credit union accounts, so you have additional coverage.
Investments
Azalea City Credit Union certificates are an excellent way to invest your money at a higher interest rate. We offer competitive rates with terms that range from 6 months to 5 years. Additional investments are available upon request.
Classic Draft (Checking) Account
Our Classic Checking account is made especially for those members that like a simple, hassle free checking account. This account has no monthly maintenance fee and will cover all of your basic needs.
- Unlimited check writing
- Free ATM/ Debit card**
- Free online account access
- Free audio response access
- Free e-statements
- Free e-alerts
- No monthly service fee
Classic Dividend Draft (Checking) Account
This enhanced checking account is created for our members who like to take advantage of our many financial services as well as earn dividends.
- Unlimited check writing
- Free ATM/ Debit card**
- Free online account access
- Free audio response access
- Free e-statements
- Free e-alerts
- No monthly service fee
Dividends are earned on funds that meet the required minimum average daily balance. Monthly service fee will be assessed if account balance falls below the designated amount. See fee schedule.
Opportunity Draft (Checking)
This account is specifically designed for our members who are looking to transition their finances and would like a fresh start. This account offers an opportunity for our members to seek future financial stability and success.
- Unlimited check writing
- Free ATM/ Debit card**
- Free online account access
- Free audio response access
- Free e-statements
- Free e-alerts
- No monthly service fee
- Monthly service fee applies. Please reference fee schedule.
Classic Senior Draft (Checking) Account
Our Classic Senior Checking account is made especially for Senior members that like a simple, hassle free checking account. This account has no monthly maintenance fee and will cover all of your basic needs.
- Unlimited check writing
- Free ATM/ Debit card**
- Free online account access
- Free audio response access
- Free e-statements
- Free e-alerts
- No monthly service fee