Fee Schedule

General Fees

Fee Type	Fee Amount
New Account	$5
Closed Account (within 6 months of opening)	$15
Share Account Balance less than $25	$5/mo
Opportunity Account Monthly Service Fee	$7
Dormant Account	$5/mo
Excessive Share Withdrawal (after 6 per month)	$5
Early Christmas Club Withdrawals	$10 each
Copy of Statement	$5 each
Account History Printout	$1/page
Fax	$2/page
Official Checks	$2
Wire Transfers (Regular/International)	$15/$36
Research/Reconcilement	$25/hr
FedEx Overnight Service for Loans	$40
Return Mail	$5
Mortgage (payoff letter, verification)	$25
Late Loan Payment (greater of 5% or $20)	$20
Fast Cash Loan Administration	$10
Member Request Mailing	$2

Safe Deposit Box

Fee Type	Fee Amount
3 X 10	$60
5 X 10	$78
10 x 10	$126

Share Draft (Checking) Fees

Fee Type	Fee Amount
Non-Member/Vendor replacement check	$5
Service Charges (Opportunity Draft)	$7
Stop Payments	$29
Non Sufficient funds (per item presented)	$29
Overdraft (Courtesy Pay)	$29
Overdrawn non-CP Accounts (per occurrence)	$29
Transfers (shares to Draft) *Free Online and Audio Response	$2
Copy of Draft Check - (Free Online)	$3
Printed Checks (Varies Depending on Style Chosen)	Varies

ACH (Electronic Transfer Fees)

Fee Type	Fee Amount
ACH (Electronic Transfer) NSF	$29
ACH (Electronic Transfer) Stop Payment	$29

ATM and Debit Card Fees

Fee Type	Fee Amount
ATM/Credit/Debit Card Reissue	$15
ATM/Debit Card Overdraft Charge	$29