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Current Rates
Type APR*
New & Used Vehicles 3.75%
Recreational Vehicles 6.00%
Motorcycles 6.00%
Miscellaneous Collateral 6.50%
Personal Loans / Credit Card 8.99%
Mortgage Loans 5.00%
Call us at 251-316-0000 for more information.
*APR=Annual Percentage Rate.
*APY=Annual Percentage Yield.
All Rates are "as low as" and subject to change without notice.

Accounts are insured by NCUSIF up to maximum allowed by law. If funds are drawn out early a penalty may be imposed on the principal balance. Call today for current rates and terms.

Documentation required to open a personal account:

  • Two Forms of Government issued identification (Example: Social Security Card, Driver's License, Pistol Permit, etc)
  • Membership Application
  • Live, work or worship in the Mobile, Baldwin, Washington or Clarke counties
Personal Savings

Azalea City Credit Union offers a variety of savings programs to meet your needs. We offer attractive dividend rates as well as a safe and secure place to invest your hard-earned money. In addition, your regular savings accounts are federally insured for up to $250,000, and your IRAs are also federally insured for an additional amount of up to $250,000 through the National Credit Union Administration (NCUA).

Regular Share Savings
 
 
Whether you open a personal or business account, our share savings account will establish your relationship with Azalea City Credit Union and is a great way to save for the future. Open the account with the required minimum deposit and you will have membership and shared ownership in Azalea City Credit Union. This share savings account earns dividends at a competitive rate.
Club Accounts
 
 
Whether you would like to save for the holiday season or take a special trip, we have club accounts that will meet your specific needs. The club account offers a way to save for that special occasion and earn dividends as well.
IRAs
 
 
This account offers peace of mind when building savings for your future. We offer a traditional IRA as well as a Roth IRA. This account will allow for making deposits – through direct deposit/payroll deduction, as well as rollovers and transfers from qualified retirement plans. Your IRA with Azalea City Credit Union is insured separately from your other credit union accounts, so you have additional coverage.
Investments
 
 
Azalea City Credit Union certificates are an excellent way to invest your money at a higher interest rate. We offer competitive rates with terms that range from 6 months to 5 years. Additional investments are available upon request.
Personal Draft

This is the account that will play an important role in your everyday life. Azalea City Credit Union offers a variety of features and benefits from which to choose that will allow us to meet your financial needs.

Classic Draft Account
 
Our Classic Checking account is made especially for those members that like a simple, hassle free checking account. This account has no monthly maintenance fee and will cover all of your basic needs.
Unlimited check writing
Free ATM/ Debit card**
Free online account access
Free audio response access
Free e-statements
Free e-alerts
Free Prewards Program
No monthly service fee
Classic Dividend Draft Account
 
This enhanced checking account is created for our members who like to take advantage of our many financial services as well as earn dividends.
Earns interest
Free checks
Unlimited check writing
Free ATM/ Debit card **
Free Courtesy Pay refund*
Free online account access
Free audio response access
Free official check*
Free notary service
Free e-statements
Free e-alerts
Free Prewards Program.
Free account activity printout
Dividends are earned on funds that meet the required minimum average daily balance. Monthly service fee will be assessed if account balance falls below the designated amount. See fee schedule.
Opportunity Draft
 
This account is specifically designed for our members who are looking to transition their finances and would like a fresh start. This account offers an opportunity for our members to seek future financial stability and success.
No minimum balance
Unlimited check writing
Free ATM/Debit card**
Free online account access
Free audio response access
Free e-statements
Free e-alerts
Free Prewards Program
Monthly service fee applies. Please reference fee schedule.
Classic Senior Draft Account
 
 
Our Classic Senior Checking account is made especially for Senior members that like a simple, hassle free checking account. This account has no monthly maintenance fee and will cover all of your basic needs.
Free Checks
Unlimited check writing
Free ATM/ Debit card**
Free online account access
Free audio response access
Free e-statements
Free e-alerts
Free Prewards Program
No monthly service fee

 

* One free item per month. Please reference fee schedule.
**First card issued is free. Any subsequent cards issued that are not during the regular renewal period will be charged a fee. Classic Dividend Draft account is issued one free card per year if lost, stolen, or damaged. Please reference fee schedule.
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