Who we are  
Who is providing this notice? Azalea City Credit Union
What we do  
How does Azalea City Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Azalea City Credit Union collect my personal information? We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Definitions  
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies
  • Azalea City Credit Union has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Azalea City Credit Union does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial products or services partners include insurance companies
Facts What does Azalea City Credit Union Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefull to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history.
  • Credit history and credit score
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons Azalea City Credit Union chooses to share; and whether you can limit this sharing.
Reasons we share your personal information Does Azalea City Credit Union Shares? Can you limit this sharing?
For our everday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences No We do not share
For our affiliates' everyday business purposes - information about your creditworthiness No We do not share
For non-affiliates to market No We do not share

06/2018